V USA zabavili v auguste rekordný počet nehnuteľností by Magdalena Rosova

V auguste v Amerike banky zabavili rekordný počet nehnuteľností od vtedy, čo kríza nehnuteľností začala. Zabavovanie majetku opäť narástlo, a to aj napriek tomu, že počet nehnuteľností zasiahnutých procesom zabavenia už sedem mesiacov neprestajne klesá. Len za posledný mesiac banky zabavili 95,364 nehnuteľností, čo je o tri percentá viac ako v predchádzajúcom mesiaci a o 25 percent viac než v pred rokom v tom istom mesiaci. Banky urýchlili zabavovanie majetku, aby vyriešili svoje nedoplatky vzniknuté kvôli zlým p! 4;žičkám. Zabavený majetok by banky najradšej ponúkli na trh, to však nie je také jednoduché. Obnovu trhu s nehnuteľnosťami sa môže spomaliť vysoká nezamestnanosť a slabý dopyt spotrebiteľov. Vládne daňové stimuly pre kupcov domov vypršali v apríly a od vtedy predaj nehnuteľností prudko klesol. Aj kvôli tomu sa takmer tretina vyvlastnených domov ocitla na trhu. Vyvlastnené nehnuteľnosti sa postupne všetky dostanú opäť na trh, avšak vzhľadom na neistú situáciu na trhu sa neočakáva, že by to bol rýchly proces. Každý sa obáva, čo by to mohlo spraviť s cenami domov. Preto veritelia nehnuteľností odkladajú proces vyvlastnenia a dovoľujú nájomcom, ktorí nevládzu platiť poplatky, ostať v prenajatých d! omoch dlhší čas. V auguste počet ľud&! #237;, k torí obdržali prvú upomienku o začatí procesu vyvlastnenia, klesol o jedno percento v porovnaní s júlom. Nové procesy vyvlastnenia postupne klesajú už siedmy mesiac. Svoj vrchol dosiahli v apríly 2009. Počet domov, ktoré sa ponúkajú v aukcii na predaj narástli od júla o 9 percent a od minulého roka ich množstvo narástlo o dve percentá. Ak sa domy na aukcii nepodarí predať, vrátia sa k svojim pôvodným majiteľom.

related story (sgx18213): http://www.wsws.org/articles/2010/may2010/repo-m14.shtml...

by Magdalena Rosova for Cantell TV (http://cantell.tv)

Cantell TV is the fastest growing provider of digital broadcasting coupled with telecommunications, allowing people to easily control, view, upload and share digital content through proprietary interface coupled with free phone calls. Cantell TV is committed to delivering infinite choices to your world of entertainment at the tip of your fingers.

Foreclosures Hit Record Levels in August by Magdalena Rosova

In the US more homes were taken back by their lender in August than in any other month since the mortgage crisis has began. The home repossessions increased even despite the number of properties entering the foreclosure process slowed for the seventh month in a row. Just last month, banks repossessed 95,364 properties, which is 3 percent more than the previous month and 25 percent more than last year in the same month. Banks quickened repossessions to clear out their backlog of bad loans. They would like to place the foreclosed properties on the market, which is not that easy. The recovery of housing market may freeze because of high unemployment and weak consumer confidenc! e. Federal homebuyer tax credits expired in April and since that the home sales have slumped. Because of that almost one third of homes repossessed by lenders are on the market. Repossessed properties will come to market, but definitely not fast concerning a soft buyer's market. Everybody is afraid what it would do with the house prices. Therefore lenders are are putting off the foreclosure process and allowing borrowers who missed payments to stay longer in homes. In August, the number of people receiving the first default notice fell 1 percent from July. Initial defaults have fallen the past seventh months and it peaked in April 2009. The number of homes offered for sale at auction grew 9 percent from July and 2 percent from last year. If the homes are not sold at the auction they go back to the lenders.

related story (sgx18212): http://www.wsws.org/articles/2010/may201! 0/repo-m14.shtml...

by Magdalena Rosova for Cantell TV (http://cantell.tv)

Cantell TV is the fastest growing provider of digital broadcasting coupled with telecommunications, allowing people to easily control, view, upload and share digital content through proprietary interface coupled with free phone calls. Cantell TV is committed to delivering infinite choices to your world of entertainment at the tip of your fingers.